Stunning 2-in-1 Ranch Home with Fully Finished Terrace Level - No HOA! Just 1mile from Cumming City Center with shopping, dining and loads of fun! Welcome to this spacious and versatile 6-bedroom, 4-bathroom Ranch-style home, perfect for multi-generational living or income-producing opportunities. Nestled on a serene lot, this beautifully maintained home offers two complete living spaces, one on the main level and one on the terrace level-each with its own entrance, laundry, and full amenities. The main level features 3 generous bedrooms and 2 full bathrooms, including a private primary bedroom ensuite. You'll love the open-concept layout that includes a family room, dining room, breakfast area, and a chef-inspired kitchen with an oversized island-ideal for entertaining or casual gatherings. A bonus room upstairs offers the perfect flex space for a home office, playroom, or guest area. Convenient laundry room is located on the main level as well. Downstairs, the fully finished terrace level offers even more living space with its own private exterior entrance as well as interior access through the garage. This level mirrors the upstairs layout with 3 additional bedrooms, 2 bathrooms (including a second primary ensuite), a full kitchen, family room, dining area, breakfast nook, and a separate laundry room. Whether you're accommodating extended family or seeking rental income, this level is fully equipped and move-in ready. With no HOA, you'll enjoy the freedom to live how you want. Don't miss this rare opportunity to own a true 2-in-1 home offering flexibility, space, and incredible value!