Charming Renovated Cottage in the Heart of the City! With a FINISHED BASEMENT! Step into this beautifully renovated 4-bedroom, 2-bath home that perfectly blends cottage charm with modern elegance. Featuring luxurious white oak hardwood floors, a cozy living room with a marble fireplace, and an open-concept kitchen with brand new 42" cabinets and stainless steel appliances, this home is designed for both style and functionality. The owner's suite is privately tucked away, offering a spa-like bathroom retreat. A secondary bedroom on the main level makes an ideal office or guest space, while upstairs you'll find two additional bedrooms, providing plenty of flexibility for your lifestyle. Take a walk downstairs to a fully finished basement, perfect for entertainment, or possibility of rental opportunity! Enjoy city living while also having your own private backyard oasis-the perfect balance of convenience and comfort. To top it off, a Home Warranty conveys with the property for peace of mind. Ask about the $20,000 Seller Incentive or 4% Rate Buy Down! Don't miss your opportunity to own a fully updated home in close proximity to everything the city has to offer.